Privacy Policy

Our Privacy Policy describes the ways in which we collect, store, use and protect your personal information and it is important for you to review this Privacy Policy. By “personal information” we mean information that can be associated with a specific person and can be used to identify that person. We do not consider anonymous information to constitute personal information, as it cannot be used to identify a specific person.

You accept this Privacy Policy when you sign up for, access or use our products, services, content, features, technologies or functions offered on our website and all related sites, applications and services (collectively “Wikypay Services”).

By providing us with your personal information you expressly consent to us processing your personal information in accordance with the terms of our Privacy Policy.

We may amend our Privacy Policy at any time by posting a revised version on www.Wikypay.com. The revised version will be effective at the time we post it and, following such posting, your continued use of www.wikypay.co.uk, your Wikypay customer account (“Customer Account”) and the related Wikypay tools and services (collectively the “Wikypay Service”) shall constitute your express consent to us continuing to process your personal information in accordance with the terms of our revised Privacy Policy. In addition, if the revised version includes a substantial change, we will provide you with thirty (30) days prior notice by posting notice of the change on our website. After this thirty (30) day notice period, you will be considered as having expressly consented to all amendments to this Privacy Policy.

We last amended our Privacy Policy on November 1st, 2018, and we would encourage you to check www.Wikypay.com regularly for the most up-to-date version of our Privacy Policy. If we are going to use your personal information in any way other than the way set out in our Privacy Policy or any from time to time amendments, we will notify you via email and you will have the choice of whether or not to allow us to use your personal information in such a way.

Our Privacy Policy will cover the following topics: our collection of your personal information, our use of your personal information accessing, reviewing and amending your personal information, our communications with you and third-party website, links, cookies, competitions and protecting your personal information.

An order to open your Customer Account and start using the Wikypay Service, you will be asked to provide us with certain personal information; such as your name, your date of birth, address, email address, mobile number and other identifying information, which we may combine with your personal information.

Additionally, in order for us to verify your identity we may need to request from you a valid proof of identification (e.g. in the form of a copy of your passport, certificate of registration, your resident’s visa/permit, your national ID card and/or your driver’s license).

You should ensure that the email address you have registered with us is always up-to-date so that we can always contact you with important information regarding your Customer Account and the Wikypay Service. We may also need to collect selected financial information from you, such as your credit card and/or bank account details.

Your Internet protocol (IP) address (which is a unique number assigned to your computer, server or your Internet service provider (ISP)), information about your computer (e.g. browser type) and navigation information (e.g. the pages you visit on www.Wikypay.in) along with the times you access www.Wikypay.com may also be tracked against your personal information for the purposes of preventing fraud, to improve the Wikypay service for you and, more generally, better manage our users’ use of www.Wikypay.com.

In order to help protect you from fraud and misuse of your personal information, we may collect information about you and your interactions with Wikypay Services. We may also evaluate your computer, mobile phone or other access device to identify any malicious software or activity.

We may offer you the ability to connect with Wikypay Services using a mobile device, either through a mobile application or via a mobile optimized website. The provisions of this Privacy Policy apply to all such mobile access and use of mobile devices.

Wikypay may monitor or record its telephone conversations with you or anyone acting on your behalf. By communicating with Wikypay, you acknowledge that your communication may be overheard, monitored or recorded without further notice or warning.

Finally, we may collect additional information from or about you in other ways not specifically described here. For example, we may collect information related to your contact with our Customer Support team or store the results when you respond to a survey.

We use your personal information to provide and improve the Wikypay Service to you. We may also use your personal information to prevent illegal activities and implement our User Agreement with you.

For example, we may share some of the personal information you give us with banks (e.g. to comply with our anti-money laundering obligations), to credit card authorization, processing and verification services or for fraud screening purposes. We may need, in such circumstances, to request proof of identification from you (e.g. in the form of a copy of your passport or national ID).

These entities may not use your personal information for any other secondary purposes beyond the purpose for which your personal information was provided to them by us, unless they are required to do so by law.

Though we make every effort to preserve your privacy, we may need to disclose your personal information to law enforcement agencies or to third parties helping in investigating fraud or to third parties investigating to safe guard user or Wikypay from any risk, or with government agencies or other third parties where we are compelled to by court order or similar legal procedure; where we are required so to do to comply with law; where we are cooperating with an ongoing law enforcement investigation; or where we have a good faith belief that such action is necessary to prevent physical harm or financial loss, to report suspected illegal activity or to investigate a possible violation of our User Agreement.

In the event of a sale of Wikypay, its subsidiaries or affiliates or any assets of the Wikypay business, your personal information may be disclosed to a potential purchaser for the purposes of the continued provision to you of the Wikypay Service or otherwise in relation to the sale of Wikypay, its subsidiaries or affiliates or any assets of the Wikypay business.

We may share your personal information with other unaffiliated third parties, for the following purposes:

• Fraud Prevention and Risk Management: to help prevent fraud or assess and manage risk.

• Customer Service: for customer service purposes, including to help service your accounts or resolve disputes (e.g. billing or transactional).

• Shipping: in connection with shipping and related services for purchases made using Wikypay.

• Legal Compliance: to help them comply with anti-money laundering and counter-terrorist financing verification requirements.

• Service Providers: to enable service providers under contract with us to support our business operations, such as fraud prevention, bill collection, marketing, customer service and technology services. Our contracts dictate that these service providers only use your information in connection with the services they perform for us and not for their own benefit.

• Other third parties with your consent or direction to do so.

Otherwise, we will only disclose your personal information to a third party with your permission.

We do not sell or rent any of your personal information to third parties in the normal course of doing business and will only share your personal information with third parties in accordance with this privacy policy.

You can access and review your information under “Profile” when you log into your Customer Account on www.Wikypay.in.

If your personal information changes in any way, if it is incorrectly presented in your Customer Account or if you wish to amend it for any other reason, you should promptly update, amend or correct your personal information (as applicable) via www.Wikypay.in.

Additionally, in order to deactivate your Customer Account, you will need to contact our customer support team via www.Wikypay.in.

Following the deactivation of your Customer Account we may need to retain your personal information to comply with law, for technical troubleshooting requirements, to prevent fraud, assist in any legal investigations and take any other actions otherwise permitted by law.

Upon registering your Customer Account, you will receive an email confirming your successful registration. Once registered, you may occasionally receive information on products, services and special deals from us.

We offer you the option of either receiving or not receiving such information when you register. Should you wish to change the option you chose on registration you can do so at any time in your Customer Account Profile.

www.Wikypay.in may contain links to other websites. Wikypay has no control over the practices of these other websites and is not responsible for the privacy practices of such other websites.

Please note that merchants, sellers, and users you buy from or contract with have their own privacy policies, and although Wikypay’s User Agreement does not allow the other transacting party to use this information for anything other than providing Wikypay Services, Wikypay is not responsible for their actions, including their information protection practices. Please note that these third parties may be in other countries where the laws on processing personal information may be less stringent than in your country.

We encourage you, when you leave www.Wikypay.in, to read the privacy statements of each and every website you visit if you intend to provide personal information to such website. Wikypay is not responsible for the content or information practices of such third parties.

Competitions may be made available on www.Wikypay.in from time to time.

You do not have to participate in these, however, if you choose to, you may be asked to disclose some personal information.

This privacy policy will apply to any personal information disclosed by you in relation to any such competition on www.Wikypay.in. At the time of entering the competition, it will be made clear to you who will have access to your personal information and the reasons for such access. You are, of course, not obliged to continue with your competition entry if you do not wish to disclose the requested personal information.

We hold your personal information on servers located in the United States.

If you choose to provide us with personal information, you consent to the transfer of your personal information to, and the storage of that personal information on our servers. We take reasonable measures to safeguard all your personal information from unauthorized access, use or disclosure, including the use of Secure Socket Layer (SSL) technology with high security 128-bit encryption, certified by Thawte. However, the Internet is not a secure medium and we cannot guarantee the privacy of your personal information. You must enter your username and password each time you want to use the Wikypay Service. Never share your username and password or any details about your Customer Account with anyone.

If you are concerned that your username, password or Customer Account has been compromised, please contact our Customer Support team immediately.

In particular, if you are concerned that your password has been compromised, please ensure you change your password immediately by logging onto www.Wikypay.in.

All Transactions are processed by automated methods, and anyone who obtains your access credentials and/or mobile phone could use it to transfer your money without your permission.

If you furnish your mobile phone and/or email and/or your Wikypay Services access credentials to a third party, and the third party uses your login credentials, or you negligently make your mobile phone or access credentials available to a third party who then uses them, you will be liable for the Transactions conducted and other use or misuse of your Wikypay Account until and unless Wikypay has been notified otherwise. You are responsible for any use or misuse with respect to your login credentials. We may require you to close your Wikypay Account and open a new one, and/or change your Wikypay Services access credentials.

If you have questions or concerns about our collection and use of your personal information, you can contact us on our email address info@Wikypay.com.

Working hours are from 8:00 a.m. to 5:00 p.m. Amman Local Time, Sunday to Thursday.

Wikypay uses cookies on the www.Wikypay.in website. By using Wikypay Services, you consent to the use of cookies.

Our Cookies Policy explains what cookies are, how we use cookies, how third-parties we may partner with may use cookies on the Service, your choices regarding cookies and further information about cookies.

What Are Cookies?

Cookies are small pieces of text sent to your web browser by a website you visit. A cookie file is stored in your web browser and allows the Service or a third-party to recognize you and make your next visit easier and the Service more useful to you.

Cookies can be “persistent” or “session” cookies. Persistent cookies remain on your personal computer or mobile device when you go offline, while session cookies are deleted as soon as you close your web browser.

How Does Wikypay Use Cookies?

When you use and access the Service, we may place a number of cookies files in your web browser.

We use cookies for the following purposes:

– To enable certain functions of the Service
– To provide analytics

We use both session and persistent cookies on Wikypay Services and we use different types of cookies to run Wikypay Services:

• Essential cookies. We may use cookies to remember information that changes the way the Service behaves or looks, such as a user’s language preference on the Service.

• Analytics cookies. We may use analytics cookies to track information how the Service is used so that we can make improvements. We may also use analytics cookies to test new advertisements, pages, features or new functionality of the Service to see how our users react to them.

Third-Party Cookies

In addition to our own cookies, we may also use various third-parties’ cookies to report usage statistics of the Service, deliver advertisements on and through the Service, and so on.

What Are Your Choices Regarding Cookies?

If you’d like to delete cookies or instruct your web browser to delete or refuse cookies, please visit the help pages of your web browser.

Please note, however, that if you delete cookies or refuse to accept them, you might not be able to use all of the features we offer, you may not be able to store your preferences, and some of our pages might not display properly.

For the Chrome web browser, please visit this page from Google:
https://support.google.in/accounts/answer/32050

For the Internet Explorer web browser, please visit this page from Microsoft:
http://support.microsoft.in/kb/278835

For the Firefox web browser, please visit this page from Mozilla:
https://support.mozilla.org/en-US/kb/delete-cookies-remove-info-websites-stored

For the Safari web browser, please visit this page from Apple:
https://support.apple.in/en-us/HT201265

For any other web browser, please visit your web browser’s official web pages.

Where Can You Find More Information about Cookies

You can learn more about cookies and the following third-party websites:

AllAboutCookies: http://www.allaboutcookies.org/
Network Advertising Initiative: http://www.networkadvertising.org/